Why Aren’t You Richer?

Posted on July 23, 2008. Filed under: -- Money Help (in simple terms), -- Uncategorized | Tags: , |

By Molly Malone

I’ve read a lot of money books in the past years and really like the Introduction part of the book Make Money, Not Excuses.  It talks about the 4 things that you need to do if you want to be wealthier than you are today.  I like the way the author, Jean Chatzky, dwindles these ideas down for us. Here they are:

1. You need to make a decent living.

2. You need to spend less than you make.

3. You need to invest the money you don’t spend so that it can work as hard for you as you’re working for yourself.

4. You need to protect yourself and this financial world you’ve built so that a disaster–big or small–doesn’t take it all away from you. 

She says these are the meat and potato and I would agree. You can buy her book here OR, you could make a donation to your library and check it out from them if you feel the need to spend!


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